Insights
Credit Union Real Estate Decisions: The Same But Different
For all its angst, the pandemic has been a catalyst for change throughout the credit union industry. From coast-to-coast, CU’s of all size are embracing innovation and re-considering everything ……
Buildings and Your Board: How to Create a Blueprint for Expansion Success
Expanding a real estate portfolio is a heavy lift for any credit union. Succeeding with an expansion initiative – and with your Board of Directors – requires some important and un-relenting discip…
Satisfaction as a Service
In the race to anticipate the future and stay ahead of the competition, it’s important to recognize that the “next shiny thing” is not really what your members want most. What they want is satis…
M&A and the Art and Science of Real Estate Due Diligence
In the face of so much uncertainty, the key to future growth – if not survival — for many credit unions is through mergers and acquisitions. Often times, the “go/no go” decision is based on th…
Rx for Rising Construction Costs: Absolute Flexibility.
The sticker shock rise in construction costs has many credit unions pulling back on their current project pipeline. While that makes sense, it doesn’t mean you have to suspend your overall growth p…
It’s Business as Usual. Or so they Say.
Trying to make up for lost time (and commissions), the real estate industry is eager to have you make deals. After all, what could go wrong?
Tapping Into Your Treasure Chest
Growth is good for most credit unions, but funding it can be long and costly. But if you look below the surface, maybe it’s not.
Breaking Down the Walls
As credit unions and banks continually try to assess the optimal purpose and layout of future branches, Tesla and Apple have seemed to figure it out. Their solution: Retail spaces aren’t for trans…
More Financial Access — More Than Ever
In spite of all the pressures surrounding them, Credit Unions hold a unique opportunity to advance the economic stability of those who work hard and need it most.
Ripple or Tsunami?
The stock market is on a roller coaster. The supply chain is overwhelmed. Inflation is impacting everyone. The job market is weird. Interest rate hikes are right around the corner. Financial tech…
Under-Banked = Under-Located
When it comes to serving the “under-banked,” Wells Fargo is doing many things right. But their priorities could use some “real world” adjustment.
Rock & Roll and Your HQ Strategy
In a world where seemingly everything is changing, it’s logical for credit unions to “stand pat” when it comes to their headquarters. But this period of uncertainty can be a gateway to signific…